No. The money must go to the care of people with a disability. See Health Insurance Coverage for Determining the Value of a Life Coach. Does my insurance cover a life coach? It is unlikely your insurance will cover a life coach. If your insurance does cover life coaching a high-dollar payment would likely be required for a reasonable care. See Insurance Coverage for Determining the Value of a Life Coach. If my insurance does provide life coaches, will they cover treatment? Although insurance companies are no longer required to consider factors like risk, the fact remains that people with significant problems may not receive the care they deserve due to financial reasons or the time required to take care of a disability. Insurance and state laws have also made their impact on life coaching far lesser to protect the individual. Some states have laws that require the insurance company to consider a person’s ability to pay if they need a life coach. Other states have laws that allow only those who live with a disability to have a life coach (see the chart below for more information). In these cases, the insurance company may require the person to pay the costs of the life coach (which can cost between $1,500 and $5,000). Some states have laws that allow one person who can’t pay for their own care to use an insurance company’s life coach. If you are unsure if your insurance may cover therapy or a life coach, call the insurance company for advice. You must also keep in mind that insurance companies may refuse to pay for medical services provided that the service is not deemed necessary. It will be your obligation as a paying customer to be informed that an insurance company may not cover life coaching services.
Will life coaches charge me for my therapy?
No. You can expect to pay for therapy yourself. If you can afford to pay for therapy and/or health insurance, a personal trainer can provide one-on-one treatment while you are on the road. If you have an insurance or Medicare-approved health plan, you may pay for the treatments directly. The insurance company will cover the cost of medications, meals (if you have a hospital license or if you are on an approved program), therapy, and transportation to and from the treatment. In the states where an insurance company will pay for the services, a health plan will probably not cover the costs when you are on the road. This will depend on where your insurance is. In other states, you won’t be reimbursed by your insurance for some services. If you are